How to transfer money to another number. Beeline transfer money to another number: different methods

Do you have a certain amount of money accumulated on your phone and need to withdraw it? Why and how doesn't matter. The main thing is, is it possible to remove it and how to do it? And how much will this pleasure cost?

You won't be able to cash out money from your phone for free. All operators charge money for this. The only difference is the amount of commissions. And looking ahead, I will say that it may differ several times!

It all depends on 3 parameters:

  • operator;
  • amount withdrawn;
  • cashing method.

If you are looking for an answer to a question,

how can you withdraw money from your phone to a card (for example, Sberbank) without commission

I'll disappoint you. You won't find this way. I searched and the result was negative.

The percentages for withdrawals stated on websites on the main pages do not accurately reflect the real picture. Usually it is indicated from….%, that is, the minimum percentage. In fact, it can be increased by 50-100% for sure.

I also had this need. Several tens of thousands of rubles are stuck on the Internet. And they had to be transferred somewhere. Therefore, we had to conduct a comparative review of the possibilities for withdrawing money from a phone from the main mobile operators:

  • Tele 2;
  • Beeline;
  • Megaphone.

You can find services online that provide similar services. But it is still safer to use the services directly from official representatives.

I decided for myself that if the size of the commissions varies greatly, then I will create an additional new number with the desired communication provider and will carry out withdrawals at the lowest cost.

So, let's go - how you can withdraw money from your phone with minimal losses.

The required minimum 5% commission from Beeline is achieved only when transferring from 5561 rubles.

It is generally not profitable to withdraw small amounts. The withdrawal fee is simply extortionate.

If we convert the above commissions into percentages, we get the following picture:

  • up to 250 rubles - from 20%;
  • from 250 to 730 rubles - 14 - 28%;
  • 730 - 1,430 rubles - 6.6 - 13%;
  • 1,430 - 1,880 rubles - 6.4 - 8.3%;
  • 1 880 — 3 800 — 6 — 12%;
  • 3 800 — 5660 — 6,1 — 9%.

It turns out that in order to withdraw the minimum amount of 50 rubles from Beeline, you will additionally have to pay the same amount in the form of a commission. Which in this case will be as much as 100%.

It will be cheaper to withdraw money to a bank account (not to a card) - 2.99%. Account details can be found either in the agreement or at the bank. Also, if you use your bank’s personal account, the necessary information, which account your card is attached to, is always available.

The downside of a bank transfer will be the payment processing time of up to 3 business days. When withdrawing to a card, funds arrive within 2-3 hours (up to 24 hours), but usually much earlier.

Cash withdrawal from an ATM

The website has instructions on how to do this. And a list of ATMs in your city where you can cash out.

There are no tricks here and there is a single rate - 5.95% of the withdrawn amount. The main thing is that the ATM is one of Beeline's partner banks.

You can withdraw no more than 5,000 rubles at a time and a maximum of 40,000 per month.

Money transfers

Output available to:

  • Unistream;
  • Contact;
  • post office;
  • Gold Crown.

Uniastream and Contact charge 5.95% + 10 rubles, regardless of the transfer amount. Enrollment is almost instant.

Withdrawal via Russian Post will be cheaper, only 2.6% + 50 rubles (if you are willing to wait a week).

It is preferable to withdraw through the Golden Crown. Absolutely no withdrawal fees. But the maximum transfer amount is only 1,000 rubles.

Money can be obtained at Beeline offices and partner stores. You can find a list on the website.

Conclusions and preferred method of cashing out from Beeline

It is more profitable to withdraw small amounts (up to 1,000 rubles) through Zolotaya Korona. But here you will definitely need to visit the office (and spend time).

Transferring to a bank card turned out to be the most unprofitable. If you do not withdraw the maximum amount (5660 rubles and above with a 5% commission), the transfer fee will cost on average 8-10% or more. But there is a definite plus here. The money goes almost immediately to the card and there is no need to go anywhere. For small amounts withdrawn (up to 500 - 1,000 rubles), you can probably turn a blind eye to a commission of 50-100 rubles.

If time is of the essence: the alternative is direct withdrawal to a bank account - only 3%. Funds will appear in your account within 3 days.

When using money transfers and ATM withdrawals, we have approximately the same costs - 5.95%. The choice in favor of one or another withdrawal method must be made based on the amount (maximum 4,000 at an ATM) and the time spent (either go to the ATM and withdraw money, or find a transfer issuing point, wasting time standing in line and processing the transfer issuance) .

I don’t even want to talk about Russian Post. A week for translation + the possibility of being stuck in a queue for an indefinite time is somehow not very impressive. Although there may be extreme sports enthusiasts who are willing to stand in line for an hour for a low 2.6% commission......

How to withdraw money from an MTS number

MTS has 3 options to cash out:

  • transfer to card;
  • Money transfers;
  • to a bank account.

Go to the “Manage Payments” tab, then select “Money Transfers” or “Easy Payment”. Or follow the link https://pay.mts.ru/.

To a bank card

Transfer limits from 50 to 15,000 thousand per transaction. But no more than 5 payments per day.

Commission 4.3%, but not less than 60 rubles.

Processing time up to 2 hours. But usually the money is credited immediately.

Because of the notorious 60 rubles, when withdrawing small change, the interest rate will be many times higher than the stated 4.3%.

For example,

  • for 300 rubles - 20%,
  • 500 rubles - 12%;
  • 1000 rubles - 6%.

The required 4.3% commission from MTS is achieved when transferring to a card from 1,400 rubles (60 rubles).

Money transfers

Payment systems similar to Beeline + Russian Post.

  • Russian Post - 4.2% + 55 rubles for transfer (period 4-8 days, from 100 to 14,000 rubles);
  • Contact and Unistream - fixed 4.3%, regardless of the amount (instantly, from 1,000 to 15,000 per transaction).

Easy payment

Another way to withdraw money to a card from the MTS operator is “Easy payment” - “Repayment of loans”.

Select the required bank from the list provided. Transfer is available by card number (fast, but more expensive), or directly to a bank account (longer, but cheaper).

Withdrawal to a card will cost the standard 4.3% (or 60 rubles).

When withdrawing to an account, the transfer fee will depend on the selected bank (in most banks 2.3% + 10 rubles for making a payment).

The exception is Sberbank - 2.6%.

A profitable way to cash out from MTS

If you have time, the best option is withdrawal to a bank account (within 1-3 days), with a minimum commission of only 2.3%.

If you don’t mind losing an extra 2% on cash, choose a transfer to a bank card (almost instantly) for 4.3%. But don’t forget about the minimum wage of 60 rubles.

It’s a pity to lose extra funds - our option is money transfers for a fixed percentage - 4.3, regardless of the amount. First, of course, you need to find out where the issuing points are located and whether visiting the branch will be convenient for you personally (wasting time on the road and processing the receipt of payment).

How to withdraw money from a Megafon phone in cash

Money from your phone balance can be cashed out only in two ways:

  1. on the map.
  2. to a bank account.

The service is located “Options and services” - “Payments and transfers” or at the link https://money.megafon.ru/

  • from 50 to 13,730 rubles per transaction when withdrawing to a bank card;
  • from 1 to 15,000 rubles (per operation), up to 40,000 per day and month to a bank account.

Tariffs for transfers are simply outrageous.

on the map:

  • 7.35%+ 95 rubles for withdrawal up to 5,000 rubles;
  • 7.35% + 295 rubles - from 5000 rubles.

To a bank account - a flat rate of 8% + 40 rubles, regardless of the payment amount.

Let’s consider, as an example, how much you will have to pay when withdrawing different amounts to a card from Megafon:

  • 500 rubles - 36.75 (7.35%) + 95 rubles. = 131.75 rub. or 26%
  • 1,000 rubles - 73.5 + 95 rubles. = 168.5 rub. or 16.85%
  • 3,000 - 220 + 95 = 315 rubles or 10.5%
  • 5,000 - 367.5 + 295 = 662.5 rubles. or 13%.

Transfers from Megafon

Withdrawal methods similar to the above operators are available.

It was not possible to find tariffs on the website. Either they don’t exist, or they are hidden very deeply so that no one finds out the terrible military secret.)))

The amount of commissions is formed only when you specify the transfer amount.

As an example, I’ll show you what the commission was when withdrawing 500 and 1000 rubles to Russian Post - 19.3 and 8.65%. Very expensive.

Megafon map

Megafon has its own payment bank card. Its main feature is a single balance account on the phone and funds on the card. By topping up your card, you top up your phone. Write-off occurs in the same way. You can pay with your card for purchases all over the world.

The only negative is the paid cash withdrawal. 2.5% of the amount (but not less than 100 rubles). You can transfer money by transferring money to cards of other banks (MoneySend). For example, at VTB or Alfa Bank. The rate is 1.99%.

An option for those who periodically need to cash out money from a Megafon phone.

For Megafon subscribers, the card is issued free of charge (if you have a tariff with a monthly fee). Or for only 99 rubles. Self-service plastic amounts to zero rubles per year!!!

How to profitably get money

The Megafon operator does not really welcome (or rather does not welcome at all) the withdrawal of money from the phone balance. How else to explain the simply huge commissions for cashing out funds.

When transferring even 2 - 3 thousand you will have to pay more than 10-15% of the fees. For withdrawals of 500 - 1,000 rubles we pay almost 20%.

The only correct option is to get a Megafon card (for free) and, if necessary, cash out (for 2.5%) or transfer to other cards (for 1.99%).

Ways to cash out money from Tele2

All financial transactions with a phone number are carried out on the website https://market.tele2.ru/.

What I like about TELE2 is the availability of information and tariffs for translations. Everything is clear and easily accessible. How much, for how much and how.

Carrying out transactions on the operator’s website

To a bank account or by money transfer - 5.75%.

For withdrawal to a card they charge from 50 to 400 rubles. The commission grid is reminiscent of Beeline.

Converting to percentages, we get the following figures:

  • from 1 to 250 rubles - from 20%;
  • 251 - 730 rub. — 27 — 9.6%;
  • 731 - 1,410 rub. — 12 — 6.3%;
  • 1,411 - 1,880 rub. — 8.5 — 6.3%;
  • 1,881 - 3,800 rub. — 10.6 — 5.2%
  • 3,801 - 5,700 rub. — 7.9 — 5.2%;
  • 5,701 - 14,600 rub. — 7 — 2.7%

I was amused by the amount of fees charged by Tele2, which amounted to borderline amounts. For example, when withdrawing 730 rubles, they take 70 rubles or 9.6%. If you cash out 731 rubles from your phone, then Tele2 already takes 90 rubles or 12.3%.

Take this into account. It may be more profitable to split the amount into several payments.

Transfer via phone

It is much easier (and cheaper) to withdraw directly from your phone.

To do this, just dial *135#. Next, select the required service.

The commission for withdrawal from Tele 2 number is the same - 5% of the transfer amount.

Enrollment period is up to 3 working days.

Restrictions and limits on transfers:

  • from 10 to 14,200 rubles per operation;
  • no more than 150,000 rubles per day;
  • 500 thousand per month.

What do we choose from Tele2?

Withdrawing to the bank using SMS commands with a 5% commission is the best option. But...if you don’t withdraw large amounts.

What should be the transfer amount to reduce the commission?

In the table of tariffs for transfers through the site, the minimum fee of 2.7% is achieved with a one-time withdrawal of 14,600 rubles.

If the cash out amount is equal to 8 thousand, we get a 5% commission.

  • select withdrawal via USSD command for 5% when withdrawing amounts up to 8,000 rubles;
  • through the operator’s website when cashing out from 8,000 to 14,600 rubles. Then the fee will be from 2.5 to 5%

Finally

Withdrawing money from the phone number of major mobile operators (MTS, Beeline, Megafon or Tele2) is not a cheap pleasure.

You will have to pay 5, 10 and even 20% or more, just for transferring your own funds!

For some it may seem like a small amount, the transfer fee is 6-7%. Some may even be willing to pay 10%. If the amount to be withdrawn is small. With 1,000 rubles, you will lose 90-100 rubles. It doesn't seem like that much money.

For me, the option of losing 10% at a time does not look very attractive.

The deposit rate in Sberbank is 5-6% per annum. Imagine, people invest money for a whole year to earn 5-6%. And to get 20% you need to keep the money on deposit for 3-4 years.

A more expedient option is to spend the “surplus” money on purchases or paying for housing and communal services and taxes. All operators have such capabilities. Of course, in some cases commissions are charged (around 2-3%). But there are also “no commission” services. Additionally, some online stores allow you to pay for goods directly from your mobile phone account, without additional fees.

If you still need “real” money, the best option for withdrawing funds from your phone is a transfer to a bank account using the bank details. On average 2.3-3% of the transfer amount.

If “extra” money appears on your phone periodically (for example, from the Internet: review sites, etc.), then it would probably be more advisable to buy an additional SIM card from the operator, with the lowest withdrawal fees.

I made my choice. I received a plastic green one. And I calmly spend money in stores.

If you need to withdraw cash, Megafon has the lowest commission of 2% among the big four operators.

A small financial life hack

There are money transfer services that pay bonuses for transactions, including replenishing your phone balance. The reward is usually from 50 to 100 rubles. Credited to your mobile phone account.

I transfer money to Megafon (replenishing the card accordingly) using the Pay-up service. Details can be found in this.

For 500 rubles, minus the service commission of 10 rubles, the net profit is 40 rubles or 8%.

There is only one drawback - the bonus is awarded only on the first payment per day.

Everyone has a large balance on their phone and low withdrawal fees!

You can transfer money from one operator to another even if you need to withdraw it from your balance, and there are even recommendations on how to do this more profitably. For example, one operator has high commissions for such an operation. It is more profitable to first transfer money to someone else offering a lower fee, and then withdraw.

How to transfer money from the balance of one phone to another in St. Petersburg?

Sometimes you need to make an important transfer of a large amount. Then it is more convenient to use a computer or tablet and make a transaction through the operator’s personal account. The fees are clearly indicated there, it is convenient to check the data, the transaction receipt will be saved in history. When using transfer via SMS or USSD, the check will be available when sent to the phone number in the message, or if you specify an email.

There is no need to log in on Beeline - the transfer can be made in the “Payment and Finance” section on the website. Next, fill out a simple form, enter the sender's number and recipient's number, the amount in rubles, and do not forget to agree to the terms of service, and also add an email to receive a receipt.

You can send up to 5,000 rubles this way. The commission for transfers within the operator’s network will be 3% + 10 rubles (if the amount is more than 200 rubles), for other operators - from 7.95%. Within the network, for amounts less than two hundred rubles, a fixed commission of fifteen rubles is charged.


After filling in the data for the transfer, you need to confirm it with a code sent to the Beeline number via SMS. Therefore, you should not worry that without authorization someone will be able to withdraw money from your balance.

To transfer from Megafon, go to the special payment site https://money.megafon.ru. Here you will be offered to top up another subscriber’s account from your balance or bank card.

When choosing the first method, keep in mind that you can send from 1 to 15,000 rubles. Within MegaFon a commission of 6% is charged, and for other networks from 5%. It is worth considering that during the promotion you can transfer to MTS numbers without commission, and within the network when using transfer via SMS.


A similar service was developed by the operator Tele2. Open the tab with the website https://market.tele2.ru/, enter the phone numbers of the sender, recipient and payment amount, confirm the operation from your mobile phone, and your loved one will receive help almost instantly.

When sending large amounts (from 1000 rubles to 15000) to Tele 2, the commission charged depends on the amount of the transfer; to other networks - 7% + 5 rubles.


Owners of MTS SIM cards must first log in to their personal account on the operator’s official website. There is a section “MTS Money”. For authorization, a single password for your personal account is used.

You can transfer up to 10,000 rubles at a time from one phone to another mobile phone, and no more than 5 transactions per day. The operator does not charge a commission for intranet transfers to MegaFon numbers. For numbers of Beeline, Tele2 and other operators, 10.4% of the amount is charged.

Transfers to other phones via SMS

Each operator allows you to transfer money to another person’s account using SMS.

In this regard, the most convenient service is provided by MTS and MegaFon operators: subscribers do not need to remember short numbers, but simply send a specific template directly to the number of the subscriber who needs to top up their account.

The template looks like this: #transfer 100, where instead of 100 you can put any amount you want to send, but only as an integer. In this case, the sender pays the cost of the message according to the tariff, a commission for making the payment. You can send no more than 5,000 rubles to your account at a time.


The commission on MTS is: within the network and on MegaFon 0%, on Yota - 3.5%, on Tele2 - 10.5%, on other numbers - 10.4%. On MegaFon you can also send a transfer online and to MTS for free, to other operators from 5%.

Beeline owners must remember the short number 7878, to which the transfer template is sent in the form 7хххххххххх 100, that is, the subscriber number in 11-digit format and the payment amount. In response, the system will send a message with further instructions. The size of the commission does not differ from transfers through the site - 3% + 10 rubles to Beeline and from 7.95% + 10 rubles to other operators. Within the network, when transferring up to two hundred rubles, there is a fixed commission of 15 rubles.

Transfer using USSD requests

The easiest way to quickly send money to another subscriber is to dial a short command on your phone.

Beeline has a “Mobile transfer” service. Type the command * 145 # on the keyboard and press the call key. You will receive instructions for further actions.

You can immediately dial a ready-made template with the subscriber number and payment amount, it looks like this: * 145 * 9030000000 * 100#. The cost of one transfer is the same as when using other payment channels from your cell phone number.

The Tele2 operator uses the same USSD command * 145 # for mobile transfers. The service menu will indicate the transfer fee. Transfers within the Tele2 network cost 7 rubles (with a top-up amount of up to 250 rubles), you can send from 1 to 14,200 rubles. Sending to accounts of other operators comes with a commission of 7% + 5 rubles.

MegaFon also has a similar service - the operator's subscribers can send money to any operator via USSD. Use code * 133 * payment_amount * subscriber_number #. For example, if a friend uses MTS and asks to top up her account with 100 rubles, dial a code like * 133 * 100 * 9171234567 # on the phone’s numeric keypad, and she will receive the money in a matter of minutes.

The MegaFon operator allows you to send payments from 1 ruble to 15,000 at a time, but not more than 40,000 rubles per month. The commission for transfers is 6% within the network, free on MTS, and 8.5% on other operators.

If you use an MTS SIM card and want to transfer money from your mobile to the balance of another number, go to the payment portal menu using the command *115#.

Follow the on-screen instructions and reply messages to complete your payment. The recipient's number must be indicated starting with the operator code, without the eight and seven plus. Cost of the service: 0 rubles for MTS and MegaFon numbers, and 10.4% for numbers of other operators. You can send from 10 to 5,000 rubles at a time, no more than 30,000 rubles per day, and no more than 40,000 rubles per month.

Moving money between phone numbers is available to users of all major telecom operators. Moreover, this is possible both between subscriber accounts within the same network and between numbers of different operators. There are several options for transferring money to another number.

Transfers between MTS users

This operator offers three options for moving funds between the numbers of its clients. These include:

  • transfer upon request;
  • via SMS;
  • through “Easy Payment”.

In the first case, the MTS user dials a command according to the scheme: *112*telephone number where the person intends to send money*amount#. If the user has completed all the steps correctly, he will receive a code confirming the operation on his phone.

MTS also allows its customers to transfer funds via SMS. The operator user only needs to generate a simple message. The address indicates the number of the recipient of the transfer. In the SMS itself, “#transfer (after a space) amount in numbers” is typed. Based on the response message, you must follow further instructions.

“Easy payment” is available to those MTS customers who use the operator’s official website. To make a money transfer, you must:

  1. Log in to the mts.ru website using your login and password.
  2. Go to the “Financial services and payments” tab.
  3. Click the line “To mobile phone”.
  4. Enter the phone number and other requested information in the field.
  5. Receive an SMS with a code on your phone.
  6. Send the code to the number offered by the system.
  7. Receive confirmation of the completed funds transfer within a few seconds.

Transferring money to numbers within the same network is subject to a fee. It is equal to 10 rubles. If an MTS user transfers funds to a client of another operator, then an additional 4% will be charged.

MTS also provides a special mobile portal. Through it you can quickly move funds between network subscribers. To do this, you need to enter the operation: *115# and press call. Follow the instructions for the order of transferring funds. For the operation, the subscriber does not need access to the global network.

Transfers offered to Beeline subscribers

The operator allows you to transfer funds via SMS. Within the system there is a number 7878, which is entered by the subscriber in the addressee line. In the message itself, they write the telephone number where the transfer is planned. Then the amount is written through a space.

Beeline also offers the Mobile Transfer option. It allows you to transfer money from number to number within one operator or two different networks. The user will be required to enter the command: *145*telephone number without the number “8”*amount of money#. Then call is pressed. The Beeline user receives a special code. He will need to dial the command *145*received verification code# again. During the day, the subscriber is allowed to perform five such operations.

Users of the Beeline cellular company can transfer money to another subscriber through the official website

It is permissible to transfer money through the company’s website beeline.ru. On it, after logging in, you need to click on the “Finance and Payment” tab, and then “Money Transfers”. The user selects the “Transfer to subscriber account” item. The transfer of funds is possible both between Beeline subscribers and other service companies. A dot is placed in the required field. At the end, click the “Transfer from site” button. The field is filled in with the contacts and transfer amount. Actions are confirmed by a special password sent via SMS.

Moves within the network are subject to a 3% commission. If the payment is made to a third-party number of another operator, the commission increases to 4.95%.

Transfers offered by subscribers of the mobile company Megafon

The operator also offers three options for transferring funds from one number to another:

The method involves entering a command on a mobile phone. The subscriber writes *133* specific amount* telephone number#. The entered information is sent by pressing call. After a short period of time, the user receives a message containing a code. It will need to be sent via reply SMS.

The method allows you to move money between subscribers via SMS. The message is sent to a specially designated number 3116. The text of the SMS must contain the telephone number where the money will be sent, and the amount is written through a space.

Form for transferring money on the Megafon operator website

An option where you can transfer funds to another phone number through the company’s website megafon.ru. On it, select “Services and options”. Then the transition to “Additional services” is made. In the list that appears, select the “Transfer to another” option. The required information about transferring funds to another subscriber is also entered there.

Transfer of money by TELE2 subscribers

The operator provides only two options with which its clients can transfer funds between numbers. The first method involves entering a special command. The user enters *145*Tele2 subscriber number*transfer amount#. Then call is pressed.

The second option involves visiting the operator’s website. To transfer funds between phone numbers, you need to go to the website tele2.ru. You need to click on the “Payment for goods and services” option. In the future, you need to go to the “Mobile communications” tab. The subscriber is required to select the desired operator and write down the necessary information about the transfer in the field.

Transfer money to another number through the TELE2 website

Transferring funds through Sberbank Online

The electronic service allows you to send money to another subscriber number of the same network, or to the recipient of another telephone operator. It is convenient to use from a mobile device. The money transfer will be made instantly or within a couple of minutes. The procedure involves the following steps:

  1. You log in to the sberbank.ru website via your mobile phone.
  2. Enter your login and password.
  3. Select the “Transfers and Payments” tab.
  4. Click the “Mobile connection” option.
  5. Below you can select the required mobile operator.
  6. Details are filled in. In “Recipient” the operator is automatically indicated, in “Services” - mobile communications. In the “Payment from” column, select a bank card. Money will be debited from her. It is important that the card is linked to a mobile phone. Next, enter the phone number and amount. The “Continue” button is pressed.
  7. The payment receives the “Draft” status. The subscriber is required to check the correctness of the entered information, after which he presses the “Confirm” button.
  8. The system displays the payment status as “Completed”. After a couple of seconds, a notification about the movement of funds arrives on your mobile phone.

A subscriber whose phone is connected to Sberbank Online can send money to other phone numbers through the “Autopayment” option. You can connect it on your own phone by specifying a specific date when funds will be automatically debited from your mobile phone.

There are several reasons why a transfer cannot be completed

Situations when the transfer of funds does not go through

For a number of reasons, the subscriber may not receive money sent to his phone. Such cases arise when:

  • the person enters the wrong telephone number;
  • incomplete information is entered in the command (the payment amount is not indicated);
  • there are insufficient funds on the account to make the transfer;
  • the daily limit on moving funds between phone numbers has been exceeded;
  • the accrued commission exceeds the balance on the telephone account.

All large mobile companies enable their customers to seamlessly move money between different phone accounts. A number of operators provide their clients with the service of free money transfer between numbers. MTS provides it to e-wallet holders. The service is available only to those subscribers who have access to the Internet from their phone through a specially installed application for both the sender and the recipient.

Let's talk . Users have known for a long time that it is possible to send funds from a mobile account to the balance of another subscriber. But only a few people know that finances can be transferred from the balance sheet to a bank card. Moreover, all major operators provide this opportunity. And if earlier, in order to cash out or transfer money, you had to go to the office and write an application, the consideration of which took time, today the process is as simple as possible and accessible to everyone.

: instructions for different operators

As mentioned above, today all leading operators provide this opportunity. But there is no single way, and you need to choose an option based on the services of which company you use.

Operator Megafon

Several available options have been implemented. Among them, it is worth highlighting two main ones. You can withdraw money from your mobile account via SMS or using the service on the operator’s website.

To make a transfer, send a message to the special number 8900. The message must include the main command, card identifier (number) and amount. The main command for withdrawing funds to a card is card.

Thus, an example message would look like this: "Card 1234567890123456 3500". After processing the request, the sender will receive a message with confirmation information, detailed payment information and the amount of the commission.

To withdraw funds to a bank card, a special service has been implemented on the operator’s website https://money.megafon.ru/ . It allows you not only to withdraw money, but also to pay for purchases or services from your mobile account.


As a result, the sender will be charged the amount specified for the transfer and the transaction fee. It is important to ensure that after this the balance does not take a negative value, otherwise the payment will not go through.

The commission for transfers of funds up to 5 thousand rubles will be 7.35% and 95 rubles. For larger transfers you will have to pay 259 rubles and 7.35% of the amount.

MTS company

Let's figure it out how to transfer money from phone to cardon MTS. There are also several simple and straightforward options for this. By tradition, we will figure out how to transfer funds via SMS and through the operator’s payment service.

To send money to the card you need to send a message to 6111. The text of the message is constructed by analogy with the previous version.

Example: “card 23456789012345 3000” as a result 3 thousand rubles will be sent to the specified card. The message can be replaced with a USSD request, *611*<идентификатор карты>*<сумма>#, the result will be the same.

Use the transfer service https://pay.mts.ru/webportal/payments/2463/.


Funds are credited to your account almost immediately; in rare cases, funds may be delayed for up to 5 days. The commission is 4.3% of the amount, but not less than 60 rubles.

Communication services from Beeline

The Beeline company does not lag behind its competitors and also offers several options for depositing funds from a mobile account to a card. For one payment, the user can send from 50 to 14,000 rubles. It is important to consider that after making the payment and paying the commission, at least 50 rubles must remain in the sender’s account.

The commission is 5.95% and 10 rubles, but not less than 50 rubles for a small amount of funds sent. To make a transfer, you can use the service on the operator’s website or send an SMS.

To withdraw funds accumulated in the account, the service number 7878 is provided.

The text of the message “Card 2345678912345678 1000” will result in 1 thousand rubles being transferred to the specified card. In this way, you can only send money to plastic with a 16-digit identifier.

For cards with an 18-digit number, the second option is suitable.


Using this method, you can send funds to a card of any bank. On the operator’s resource, in the “Money Transfers” section, you can organize the withdrawal of finances not only to a card, but also by money or postal transfer.

Operator Tele2

Let's look at the available optionshow to transfer money from phone to cardfrom the Tele2 operator. Although the company is not among the top three, it nevertheless also occupies an honorable place as fourth in popularity and fame. Therefore, it tries to keep up and provide clients with all the services they require.

There are three available options for transferring funds.


At one time, the user can withdraw from 50 to 15,000 rubles. The transfer fee is 5.75% of the amount, but not less than 10 rubles. The sender should take into account that not only the transfer amount will be debited from the account, but also the commission. It is important that the account balance does not become negative after this, otherwise the operation will not go through.

If desired, the client can use third-party services to transfer funds from the balance to a bank account. But such an approach to solving the problem is not recommended, since, unlike official resources, the former may be unreliable. Before resorting to this method, it is worth checking the reputation of the resource and reviews of its work.

How to transfer money from phone to cardat lower cost? Commissions for transferring funds cannot be called humane. Many users practice transfers through electronic payment systems. For example, Kiwi. The overall percentage for replenishing wallets and sequential withdrawal of funds to a bank card is significantly lower than stated by the operator.

A zero phone balance is not a big problem for cellular customers now. There are several basic ways that help in such a situation not to lose touch with the right people.

Such methods will be equally useful to clients of almost all mobile companies. After all, competition forces you to fight for each user of the service, which is why mobile operators introduce the widest possible range of services. In this article we will tell you how to transfer money from phone to phone. The site also has detailed translation algorithms for each operator.

Debit via SMS or USSD request

The most commonly used option for replenishing the balance, besides purchasing a scratch card, is to voluntarily write off money in favor of another client of the mobile company via an SMS request. All Big Three operators have this service, and regional operators are also trying to implement it.

Its algorithm is quite simple. The sender opens the “Create message” function in the mobile phone, and then enters the recipient’s number and the amount required to be debited in the sending field. Sometimes it is necessary to indicate at the beginning of the SMS an additional standard code for this operation, which is set by the sending company for all such shipments. After this, the text is sent to the operator’s service number. Each company has its own.

You need to know that in addition to the transfer amount, an additional commission will be deducted from the sender, and operators also set a minimum limit of funds that must be in the account after sending.

The commission is taken not from the amount sent, but from the remaining balance. Therefore, the recipient will receive all the money specified in the message.

If you transfer money from phone to phone using a USSD request, the algorithm will be similar. First, a query like:

*(fixed code for transfers)*(10 digits phone number)*(transfer amount)# and the “Call” button

The difference may lie in the code written for each operator and the format of the phone number. Some mobile operators require that you indicate your telephone number in international format, but generally 10 digits are sufficient.

After sending the request or SMS, a confirmation message will be sent to the number. It contains a password, usually 4 digits. They will also need to be sent via SMS or USSD. Only after this action the amount will be transferred to the desired subscriber.

You need to know that operators do not charge additional fees for sending to service numbers.

All cellular companies adhere to this rule. This service is available around the clock.

Translation via the site

The next way to How to transfer money from phone to phone is to use the official website of mobile companies. For this purpose, special pages are allocated on the virtual resource of each operator.

There you need to enter your phone number and amount to transfer. Confirmation of the operation is carried out using an additional key of several numbers, which will be sent as confirmation to the sender’s number. They must be entered on a new page. The receipt of money between subscribers of the same cellular company usually takes a few minutes.

Sending from a bank card

You can send money from phone to phone using a bank card. Recently, mobile operators have been actively introducing their payment cards as an additional service. Often the balance on such a card account is equal to the balance on the phone, and for all expenditure transactions from the card, the amounts are debited from the phone.

In order to transfer money, you can simply top up from a bank card using the standard method, using information from the card: card number, expiration date, CVV code.

Cost of translations

The Megafon company divides its subscribers for transfers by region of connection. The cheapest transactions will be within the Capital branch, only 5 rubles. More expensive (up to 6%, depending on the region) will be a transfer between different branches.

MTS in the Direct Transfer service offers to send money for 7 rubles. There is no additional subdivision of subscribers based on any criteria.

Beeline’s service is called “Mobile Transfer” and costs 5 rubles. There is no additional daily subscription fee for this.

Tele2 within its region charges subscribers 5 rubles for one operation. When sending to another region, the commission increases to 5% of the amount.

General terms and conditions for transfers

All mobile operators set limits on transfer amounts. There are also limits on the number of transactions per day. This is done to ensure the safety of subscribers. You can also block the sending of funds so that no one can unauthorizedly write off amounts from your phone balance. But later, by calling the hotline, you can restore the functionality of such a service if desired.

All operators can transfer money not only within one cellular company, but also to a mobile phone of another operator.

However, the cost of such an operation will be significantly higher than within one network.

In addition to a one-time transfer, you can use regular transfers from one balance to another. The cost of such a service will be lower than for a single translation. Parents often use it to top up their children's phones.

Detailed instructions in different areas

For a more complete picture, look at our articles on different areas of mobile translations.

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